Thursday, November 6, 2008

Response To: Campaign '08: Health-Coverage Plans Could Face Obstacles From Growing Budget Gap

This was very good for a beginning article. It gave the basics of each of the two major candidates for President. Since Obama has been announced the President, I wasn't very concerned with John McCain's view on this but I decided to take a look at him. His plan of giving a tax credit of 5,000$ families to pay for insurance does not sound like a good idea to me. To pay for this, he would tax people more. It seems to me that it may not work because you tax someone and then give them the money back. Don't quote me on that though because I may be wrong. Remember that I chose to not look into McCain's plan because he is not the future President.
Obama's plan to make mid-size+ business provide healthcare to their employees. My thoughts are that if it isn't an Universal Healthcare system, than it isn't enough. Obama's plan to make employers insurance is a good plan but it has it's drawbacks. An employer may still not be able to give insurance despite it's size. I believe it is smart to not force an employer that only owns a small business to give their employees insurance. That is unreasonable. I also like the idea that Obama's plan includes forcing insurance companies to accept anyone who applies for a plan. That is good but insurance companies are still privately owned business, so they can charge whatever they like. A pre-existing condition, age ,and other variables would drive the cost up immensely.
This article brought up the fact that Congress does not have a lot of money to spend on anything. A 1 trillion+ plan does not look good to pass and Obama's plan is estimated at over 1 trillion. I hope that they do not decide to cut corners or coverage with his plan to fit it through Congress.
This article was very good as a first article but it did not go as deep as I would like. It described nicely both McCain and Obama plans but I already knew them. The thing that it brought to my eyes is the fact that Congress may not pass Obama's plan. That would be a bummer.